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The stock market is currently on a downward trend since the start of the year, and it doesn’t show any sign of slowing down. This makes many investors feel uneasy and unwilling to keep their money invested. So what makes the stock market tank? Well, one of the big reasons is that the Federal Reserve…

Hi there! It’s time again for our quarterly portfolios and dividend update! So far, 2022 has been a roller coaster that never really goes back up, which is good for those of us who are still in the accumulation phase. The S&P 500 is currently down 20% for the year, the biggest drop since the…

Throughout college, I was fortunate enough to be eligible for my school’s low-income scholarship program, which ensured that my college costs (tuition, fees, room expense, etc.) would be 100% covered with a combination of grants and small federal loans. Grants covered the majority of the cost, but I still needed to take out $10,500 in…

Background Taiwan Semiconductor (TSMC) is a Taiwanese semiconductor manufacturing company, and it is currently the largest semiconductor manufacturer w/ a market cap of $458 billion. Founded in 1987 by Morris Chang, this company paved its way to becoming one of the most valuable companies in the world and arguably one of the most important companies…

Hi hi! I recently got a new job after working at the same company for 2 years, and I’ve learned some ~spicy~ things along the way that I wanted to share with you. So let’s dive right into it! When to Start Looking Found yourself stuck in a role that does not fit you? Or…

Hi there! It’s been quite a while since our last post (we’ve been busy with work and travel and being lazy), but we’re back! And we think that it’s a good time to do a portfolios update post since Q2 2022 just ended. We’ll go over where our portfolios are currently at and what we’ve…

Hi hi, if you are invested in the stock market, you have probably been feeling the pain and seeing your investments go down in value day by day with no end in sight. For example, the S&P 500, an index that tracks the 500 largest US stocks based on market cap, was down around 8.8%…

Hi hi, I cannot believe that 2 years after graduating from college, we’ve finally reached the $100,000 net worth milestone (combined)!!! This week is actually the anniversary of our college graduation; we were the first batch of pandemic graduates of Spring 2020, so we didn’t actually get a graduation 🙁 Nevertheless, this is a post…