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BLOGS

  • Travel: Weekend Getaway with Credit Points
    by DuyenP
    April 3, 2025
    Hi Friends, We recently had a lovely weekend getaway to Toronto, Canada. It was meant to be a…
  • Milestones: We passed $300k!
    by DuyenP
    March 27, 2025
    Dear readers, It has been 9 months since our last update on this blog. The year 2024 was…
  • Thoughts on AI Craze: A Portfolio Update
    by KhoaH
    July 23, 2024
    Thoughts on The AI-driven Market Since ChatGPT was first announced in late 2022, the market has been trending…
  • Milestones: Late Update, But We Hit $200,000!
    by DuyenP
    March 29, 2024
    Hi friends 🙂 It has been a while since our last milestone update back in May 2022 (almost…
  • Our 2023 Financial Wrapped!
    by KhoaH
    January 21, 2024
    Now that we’re in 2024, it’s time to go over our finances and how much our investment changed…
  • Reality Check – Will we reach our FIRE Goal?
    by DuyenP
    November 27, 2023
    About 3 years ago, we set a goal to be Financial Independent and Retiring Early, but the world…
  • How Visa Makes Money and Why We Invested in It
    by KhoaH
    October 10, 2023
    Over the past few months, we’ve been consolidating our portfolio to companies that we think have great business…
  • Beginner-friendly Credit Card Duos
    by DuyenP
    September 17, 2023
    Hello hello, we previously talked about how we used credit card points to save money on flights and…
  • Q2 2023 Portfolio Update
    by KhoaH
    August 21, 2023
    Here is our portfolio update for Q2 2023 along with July as well!This is long overdue 🙂 Major…
  • Summer 2023 Travel Saving Tips
    by DuyenP
    August 13, 2023
    We recently got back from our summer trip, and we did a couple of things that saved us…
  • We Got New Jobs…Again!
    by DuyenP
    August 7, 2023
    Hello hello! It has been a year since we wrote a blog about our new jobs. After a…
  • Q1 2023 (and April 2023) Investment Updates
    by KhoaH
    May 6, 2023
    Hello hello! It has been a while since we did an update 🙂 Our portfolio has grew a…
  • Our 2022 Financial Review: Where We Were and Where We Are~
    by KhoaH
    January 8, 2023
    When we started this blog a year ago, we started with around $28,000 in savings and $46,000 in…
  • What You Should Know about Dividend Investing
    by KhoaH
    December 28, 2022
    Happy Holiday everyone, I’m back! When I started investing back in 2020, I only invested in growth stocks…
  • Investing 101: So, how do I invest?
    by KhoaH
    November 9, 2022
    Hello again! When I talked to some of my friends about investing, they always seemed interested and wanted…
  • Op-Ed: Crazy Stock Market? Invest or Not?
    by KhoaH
    October 17, 2022
    The stock market is currently on a downward trend since the start of the year, and it doesn’t…
  • Q3 2022: Portfolios Update!
    by KhoaH
    October 7, 2022
    Hi there! It’s time again for our quarterly portfolios and dividend update! So far, 2022 has been a…
  • Op-Ed: Quiet-Quitting, Hustle Culture, and 9-5 Stigma
    by DuyenP
    September 27, 2022
    “Quiet-Quitting” is a term that went viral recently on social media platforms, and different parties have taken the…
  • Milestones: I’m Debt-Free!!!
    by KhoaH
    August 29, 2022
    Throughout college, I was fortunate enough to be eligible for my school’s low-income scholarship program, which ensured that…
  • TSMC: The Chip Monster You probably didn’t know about
    by KhoaH
    August 3, 2022
    Background Taiwan Semiconductor (TSMC) is a Taiwanese semiconductor manufacturing company, and it is currently the largest semiconductor manufacturer…
  • Things I’ve Learned When Applying for Jobs
    by KhoaH
    July 25, 2022
    Hi hi! I recently got a new job after working at the same company for 2 years, and…
  • Travel: Most Bang for your Buck!
    by DuyenP
    July 18, 2022
    One of the weddings we were honored to attend this year took us to Alberta, Canada! So, we…
  • Q2 2022: Portfolios Update!
    by KhoaH
    July 13, 2022
    Hi there! It’s been quite a while since our last post (we’ve been busy with work and travel…
  • Jobs: Job Offers Breakdown 101
    by DuyenP
    June 6, 2022
    As we are in the 3rd year of the Covid pandemic, there has been a shift in the…
  • April 2022: Portfolios Update!
    by KhoaH
    May 16, 2022
    Hi hi, if you are invested in the stock market, you have probably been feeling the pain and…
  • Milestones: We’ve Reached $100,000!
    by KhoaH
    May 10, 2022
    Hi hi, I cannot believe that 2 years after graduating from college, we’ve finally reached the $100,000 net…
  • Budget Recap | March & April 2022
    by KhoaH
    May 3, 2022
    Hi hi! As we are starting May, I think that our March and April money recap is a…
  • Jobs: Should I Take a Job Offer for the Same Pay?
    by DuyenP
    April 28, 2022
    I recently received a job offer for the same salary as I am currently making. Should I still…
  • Q1 2022: Portfolios Update!
    by KhoaH
    April 11, 2022
    Hi there! We’ve created this blog to document our FIRE journey, and investing is a major part of…
  • Is it Possible for Gen Z to Buy a House in 2022?
    by DuyenP
    April 4, 2022
    One of our adulting goals is to be able to purchase a single-family rental property in our 20s…
  • Budget Recap | February 2022
    by KhoaH
    March 24, 2022
    Hello hello! Now that we’re more than halfway through March, it’s time for us to go through our…
  • 401k: Why I Stopped
    by KhoaH
    March 14, 2022
    That’s right, I no longer contribute to my four-oh-wunk (401k)….Am I crazy? Is this a mistake? Read on…
  • Crash Course on Investment Accounts
    by KhoaH
    March 7, 2022
    After you get your first full-time job, you get hit with a benefits package, and you look through…
  • Budget Recap | January 2022
    by KhoaH
    February 21, 2022
    One of our goals for 2022 is to stay on top of our spending, and to do that,…
  • What is FIRE? And Why Should Gen Z Care About It?
    by DuyenP
    February 15, 2022
    What is FIRE? Types of FIRE How did we find out about FIRE? Why do we want to…
  • 7 Types of Investment
    by KhoaH
    January 31, 2022
    There are lots of ways that you can invest in to grow your money, and it could be…
  • Budgeting for Gen Z
    by DuyenP
    January 18, 2022
    When it comes to budgeting, it could be intimidating when you first start out, but it’s nothing a…
  • Our First year journey to FIRE
    by DuyenP
    January 10, 2022
    We officially began our FIRE journey in June 2020 when we picked up our belongings and moved 300…

NEWSLETTERS

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  • Travel: Weekend Getaway with Credit Points
    by DuyenP
    April 3, 2025
    Hi Friends, We recently had a lovely weekend getaway to Toronto, Canada. It was meant to be a longer trip, but life happened and…
  • Milestones: We passed $300k!
    by DuyenP
    March 27, 2025
    Dear readers, It has been 9 months since our last update on this blog. The year 2024 was busy for the both of us,…
  • Thoughts on AI Craze: A Portfolio Update
    by KhoaH
    July 23, 2024
    Thoughts on The AI-driven Market Since ChatGPT was first announced in late 2022, the market has been trending up. For example, the S&P500 index…
  • Milestones: Late Update, But We Hit $200,000!
    by DuyenP
    March 29, 2024
    Hi friends 🙂 It has been a while since our last milestone update back in May 2022 (almost 2 years actually), but we recently…
  • Our 2023 Financial Wrapped!
    by KhoaH
    January 21, 2024
    Now that we’re in 2024, it’s time to go over our finances and how much our investment changed in 2023. We’ll also go over…
  • Reality Check – Will we reach our FIRE Goal?
    by DuyenP
    November 27, 2023
    About 3 years ago, we set a goal to be Financial Independent and Retiring Early, but the world has changed a lot in the…
  • How Visa Makes Money and Why We Invested in It
    by KhoaH
    October 10, 2023
    Over the past few months, we’ve been consolidating our portfolio to companies that we think have great business models, can grow their fundamentals, and…
  • Beginner-friendly Credit Card Duos
    by DuyenP
    September 17, 2023
    Hello hello, we previously talked about how we used credit card points to save money on flights and hotels (you can find it here),…
  • Q2 2023 Portfolio Update
    by KhoaH
    August 21, 2023
    Here is our portfolio update for Q2 2023 along with July as well!This is long overdue 🙂 Major Changes One major change in our…
  • Summer 2023 Travel Saving Tips
    by DuyenP
    August 13, 2023
    We recently got back from our summer trip, and we did a couple of things that saved us some money so that way we…
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