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Hi Friends, We recently had a lovely weekend getaway to Toronto, Canada. It was meant to be a longer trip, but life happened and the trip was postponed. On a random Monday, we were browsing flights to anywhere and we stumbled upon award flights available for the following weekend to Toronto at a very reasonable…

Dear readers, It has been 9 months since our last update on this blog. The year 2024 was busy for the both of us, coupled with current events in the US, we haven’t had the chance to sit down to write about our financial updates. Despite the current downturn of the market in Q1 of…

Thoughts on The AI-driven Market Since ChatGPT was first announced in late 2022, the market has been trending up. For example, the S&P500 index is up roughly 45% since December 2022. Microsoft, an investor in ChatGPT’s parent company OpenAI, is up more than 84%. Nvidia, the company that designs the chips that other companies need…

Hi friends 🙂 It has been a while since our last milestone update back in May 2022 (almost 2 years actually), but we recently hit $200,000 in combined net worth! After some mental calculation and realization in early February, we guesstimated that we’ve reached $200k +/- our student loans. Fast forward a month later, we…

Now that we’re in 2024, it’s time to go over our finances and how much our investment changed in 2023. We’ll also go over our dividends amount, how much we received and how it compares to 2022. So let’s dive right into it! Portfolio Overview In January 2023, we started with around $75,000 across our…

About 3 years ago, we set a goal to be Financial Independent and Retiring Early, but the world has changed a lot in the past 2 years, including the economy. Our existing FIRE goal is $650,000 for us by 2028, with the 4% rule, that is about $26,000 per year or $2,166 per month, to…

Over the past few months, we’ve been consolidating our portfolio to companies that we think have great business models, can grow their fundamentals, and ultimately will reward shareholders in capital gains and dividends. An example of this would be Visa, one of the companies that we’ve started investing in in the last few months. We’ll…

Hello hello, we previously talked about how we used credit card points to save money on flights and hotels (you can find it here), so we would like to introduce you guys to our current credit card rotation. We believe these are beginner-friendly and a great way to earn points and cash backs. Depending on…