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Thoughts on The AI-driven Market Since ChatGPT was first announced in late 2022, the market has been trending up. For example, the S&P500 index is up roughly 45% since December 2022. Microsoft, an investor in ChatGPT’s parent company OpenAI, is up more than 84%. Nvidia, the company that designs the chips that other companies need…

Hi friends 🙂 It has been a while since our last milestone update back in May 2022 (almost 2 years actually), but we recently hit $200,000 in combined net worth! After some mental calculation and realization in early February, we guesstimated that we’ve reached $200k +/- our student loans. Fast forward a month later, we…

Now that we’re in 2024, it’s time to go over our finances and how much our investment changed in 2023. We’ll also go over our dividends amount, how much we received and how it compares to 2022. So let’s dive right into it! Portfolio Overview In January 2023, we started with around $75,000 across our…

About 3 years ago, we set a goal to be Financial Independent and Retiring Early, but the world has changed a lot in the past 2 years, including the economy. Our existing FIRE goal is $650,000 for us by 2028, with the 4% rule, that is about $26,000 per year or $2,166 per month, to…

Over the past few months, we’ve been consolidating our portfolio to companies that we think have great business models, can grow their fundamentals, and ultimately will reward shareholders in capital gains and dividends. An example of this would be Visa, one of the companies that we’ve started investing in in the last few months. We’ll…

Hello hello, we previously talked about how we used credit card points to save money on flights and hotels (you can find it here), so we would like to introduce you guys to our current credit card rotation. We believe these are beginner-friendly and a great way to earn points and cash backs. Depending on…

Here is our portfolio update for Q2 2023 along with July as well!This is long overdue 🙂 Major Changes One major change in our portfolio for the quarter was that we completely sold our position in Broadcom (AVGO) at an average price of $834 per share for a total of $7,390.98. This represents a gain…

We recently got back from our summer trip, and we did a couple of things that saved us some money so that way we can spend more on fun activities 🙂 Multi-Cities Flight Ticket This summer we went to Japan and Vietnam. Initially, it was just going to be a trip to Vietnam. However, after…