Hi hi, if you are invested in the stock market, you have probably been feeling the pain and seeing your investments go down in value day by day with no end in sight. For example, the S&P 500, an index that tracks the 500 largest US stocks based on market cap, was down around 8.8%…
Milestones: We’ve Reached $100,000!
Hi hi, I cannot believe that 2 years after graduating from college, we’ve finally reached the $100,000 net worth milestone (combined)!!! This week is actually the anniversary of our college graduation; we were the first batch of pandemic graduates of Spring 2020, so we didn’t actually get a graduation 🙁 Nevertheless, this is a post…
Budget Recap | March & April 2022
Hi hi! As we are starting May, I think that our March and April money recap is a bit overdue 🙂 In summary, the GF and I save/invest $9,456.04 for March and April 2022. This is about 55% of our combined income. This breaks down to about 35% in savings and 20% in investments. The…
Jobs: Should I Take a Job Offer for the Same Pay?
I recently received a job offer for the same salary as I am currently making. Should I still take it? I have been applying for jobs and interviewing since last summer (2021). I have received a couple of offers here and there, but the offers generally have been low or at the same salary as…
Q1 2022: Portfolios Update!
Hi there! We’ve created this blog to document our FIRE journey, and investing is a major part of how we’ll be able to get there. So, I figured that it’d be good to show the GF’s and my investment portfolios. Given that Q1 2022 just finished, it’s a good time to start doing the portfolios…
Is it Possible for Gen Z to Buy a House in 2022?
One of our adulting goals is to be able to purchase a single-family rental property in our 20s to give us exposure to the real estate market and also to generate some passive-active income on the side. I did not have a specific type of real estate business model in mind, whether that be house-hacking,…
Budget Recap | February 2022
Hello hello! Now that we’re more than halfway through March, it’s time for us to go through our February money recap. In summary, the GF and I save/invest $5,996.58 for February 2022. This is about 71% of our combined income. This breaks down to about 6% in savings and 65% in investments. As always, the…
401k: Why I Stopped
That’s right, I no longer contribute to my four-oh-wunk (401k)….Am I crazy? Is this a mistake? Read on to see why I did what I did, and honestly let me know if you agree/disagree with me 🙂 If you are unsure about what a 401k is, I’ve talked about it in a previous post, so…