Dear readers,
It has been 9 months since our last update on this blog. The year 2024 was busy for the both of us, coupled with current events in the US, we haven’t had the chance to sit down to write about our financial updates.
Despite the current downturn of the market in Q1 of 2025, our joint portfolio has surpassed the $300k milestone! We are currently at $324,335 in combined investments and savings.
As of March 26th, 2025, our portfolio is comprised of:
| Account | March 28th, 2024 | March 26th, 2025 |
|---|---|---|
| HYSA | $27,455 | $38,727 |
| Regular Saving | $40,852 | $46,518 |
| Total | $68,307 | $85,245 |
| Account | March 28th, 2024 | March 26th, 2025 |
|---|---|---|
| BF Taxable | $66,106 | $88,116 |
| BF Roth IRA | $33,906 | $47,426 |
| BF Trad IRA (previously excluded) | $11,383 | |
| BF Roth 401k (new) | $7,882 | |
| GF Taxable | $36,296 | $61,025 |
| GF Roth IRA | $9,287 | $17,819 |
| GF Trad IRA (previously excluded) | $5,436 | |
| Total | $145,595 (sans Trad IRAs and Roth 401k) | $239,090 |
In our Reality Check post from November 2023, our original goal was to save roughly $650,000 for our LeanFIRE journey.
In our Milestones post from March 2024, we had to adjust our goal to $725,718 using the CPI Inflation Calculator from the Bureau of Labor Statistics website.
This year, using the same CPI calculator, the new inflation-adjusted goal is $746,194.
In other words, even though the goalpost has shifted yet once again, we have successfully beat inflation in the last 12 months!
We’re also happy to announce — we recently renewed our apartment lease for 2025 WITHOUT a rent increase. We hope that this will help to alleviate the political-economic turbulence of 2025.
The FIRE journey has not been easy, but we’re happy to see that it’s gaining positive momentum. We’re excited to see the return of investments of our effort in the next few years 🙂