Fiji, South Pacific 2024

Dear readers,

It has been 9 months since our last update on this blog. The year 2024 was busy for the both of us, coupled with current events in the US, we haven’t had the chance to sit down to write about our financial updates.

Despite the current downturn of the market in Q1 of 2025, our joint portfolio has surpassed the $300k milestone! We are currently at $324,335 in combined investments and savings.

As of March 26th, 2025, our portfolio is comprised of:

AccountMarch 28th, 2024March 26th, 2025
HYSA$27,455$38,727
Regular Saving$40,852$46,518
Total$68,307$85,245
AccountMarch 28th, 2024March 26th, 2025
BF Taxable$66,106$88,116
BF Roth IRA$33,906$47,426
BF Trad IRA (previously excluded)$11,383
BF Roth 401k (new)$7,882
GF Taxable$36,296$61,025
GF Roth IRA$9,287$17,819
GF Trad IRA (previously excluded)$5,436
Total$145,595 (sans Trad IRAs and Roth 401k)$239,090

In our Reality Check post from November 2023, our original goal was to save roughly $650,000 for our LeanFIRE journey.

In our Milestones post from March 2024, we had to adjust our goal to $725,718 using the CPI Inflation Calculator from the Bureau of Labor Statistics website.

This year, using the same CPI calculator, the new inflation-adjusted goal is $746,194.

CPI Inflation Calculator

In other words, even though the goalpost has shifted yet once again, we have successfully beat inflation in the last 12 months!

We’re also happy to announce — we recently renewed our apartment lease for 2025 WITHOUT a rent increase. We hope that this will help to alleviate the political-economic turbulence of 2025.

The FIRE journey has not been easy, but we’re happy to see that it’s gaining positive momentum. We’re excited to see the return of investments of our effort in the next few years 🙂