Thoughts on AI Craze: A Portfolio Update

Hello hello! It has been a while since we did an update 🙂 Our portfolio has grew a lot since our last update in January. Our most notable transactions were Amazon, Ally Financials, Crowdstrike, and 3M. We have sold all of our holdings in those companies and reallocated the money towards other holdings. Also, we…

When we started this blog a year ago, we started with around $28,000 in savings and $46,000 in investments, totaling to $74,000. Now, after 1 year of regularly saving and investing, we currently have around $50,000 in savings and around $77,000 in investments, which combines to $127,000. What this means is that within just 1…

Happy Holiday everyone, I’m back! When I started investing back in 2020, I only invested in growth stocks (think Tesla, Netflix, Nvidia, etc.), which more often than not happen to generate no profit or free cash flow. I was looking at the high potential upside in a short amount of time and did not even…

Hello again! When I talked to some of my friends about investing, they always seemed interested and wanted to learn more. However, they always asked me this question: So, how do I invest? Well, since I’ve talked about the different types of investment accounts and also different types of investments, it’s finally time for me…

The stock market is currently on a downward trend since the start of the year, and it doesn’t show any sign of slowing down. This makes many investors feel uneasy and unwilling to keep their money invested. So what makes the stock market tank? Well, one of the big reasons is that the Federal Reserve…

Hi there! It’s time again for our quarterly portfolios and dividend update! So far, 2022 has been a roller coaster that never really goes back up, which is good for those of us who are still in the accumulation phase. The S&P 500 is currently down 20% for the year, the biggest drop since the…

“Quiet-Quitting” is a term that went viral recently on social media platforms, and different parties have taken the term out of context and interpreted it as something bad. The “quitting” part does not mean you want to quit your job, but just do EXACTLY what you are paid to do within the job hours. That…

Throughout college, I was fortunate enough to be eligible for my school’s low-income scholarship program, which ensured that my college costs (tuition, fees, room expense, etc.) would be 100% covered with a combination of grants and small federal loans. Grants covered the majority of the cost, but I still needed to take out $10,500 in…